personal finance

Here’s Exactly How to Optimize for the $4,194 Social Security Monthly Max | Smart Change: Personal Finance

(Kailey Hagen) A $4,194 monthly Social Security check could help you finance a pretty comfortable retirement, especially if you have personal savings too. But few people manage to pull this off. If you’re up for the challenge, here are the three steps you need to take to lock in the maximum Social Security benefit. Step …

Here’s Exactly How to Optimize for the $4,194 Social Security Monthly Max | Smart Change: Personal Finance Read More »

This savings account is now paying 5% — plus other accounts that offer $100+ cash bonuses and more

Some savings accounts pay far more than others Getty Images/iStockphoto The national average interest rate for savings accounts is a paltry 0.11%, according to Bankrate data from July 27. The good news? Many online banks offer rates far higher than the national average — something you may want to consider as pros say that despite …

This savings account is now paying 5% — plus other accounts that offer $100+ cash bonuses and more Read More »

Here’s Exactly How to Optimize for the $4,194 Social Security Monthly Max | Smart Change: Personal Finance

(Kailey Hagen) A $4,194 monthly Social Security check could help you finance a pretty comfortable retirement, especially if you have personal savings too. But few people manage to pull this off. If you’re up for the challenge, here are the three steps you need to take to lock in the maximum Social Security benefit. Step …

Here’s Exactly How to Optimize for the $4,194 Social Security Monthly Max | Smart Change: Personal Finance Read More »

Regret Claiming Social Security Early? It’s Not Too Late to Fix That | Smart Change: Personal Finance

(Kailey Hagen) Choosing the right Social Security claiming age is crucial to maximizing your lifetime benefits. Wait too long, and you could miss out on Social Security altogether. Sign up too early, and you could cost yourself tens or even hundreds of thousands of dollars over your lifetime. It’s pretty easy to sign up for …

Regret Claiming Social Security Early? It’s Not Too Late to Fix That | Smart Change: Personal Finance Read More »

Will Your Social Security Benefit Increase at Your Full Retirement Age? | Smart Change: Personal Finance

(Kailey Hagen) Social Security is a cornerstone of most Americans’ retirement plans, yet a lot of people are still confused about how it works. One potentially dangerous misconception is that your Social Security checks increase once you reach your full retirement age (FRA). This might happen for some people, but it’s not something every senior …

Will Your Social Security Benefit Increase at Your Full Retirement Age? | Smart Change: Personal Finance Read More »

Will Your Social Security Benefit Increase at Your Full Retirement Age? | Smart Change: Personal Finance

(Kailey Hagen) Social Security is a cornerstone of most Americans’ retirement plans, yet a lot of people are still confused about how it works. One potentially dangerous misconception is that your Social Security checks increase once you reach your full retirement age (FRA). This might happen for some people, but it’s not something every senior …

Will Your Social Security Benefit Increase at Your Full Retirement Age? | Smart Change: Personal Finance Read More »

Will Your Social Security Benefit Increase at Your Full Retirement Age? | Smart Change: Personal Finance

(Kailey Hagen) Social Security is a cornerstone of most Americans’ retirement plans, yet a lot of people are still confused about how it works. One potentially dangerous misconception is that your Social Security checks increase once you reach your full retirement age (FRA). This might happen for some people, but it’s not something every senior …

Will Your Social Security Benefit Increase at Your Full Retirement Age? | Smart Change: Personal Finance Read More »